Terms of Service

Current usage boundaries and membership terms for the web app.

This page defines the base rules around research use, membership access, anonymous trials, share access, and account lifecycle.

This product is for research and education only and does not provide investment advice.
The homepage is the value and entry layer, while real analysis, point settlement, and AI chat interactions happen inside /chat.
Membership rules follow the pricing page, checkout page, and formal specifications. Each tier carries its own analysis range, history retention, and learning access limits.
Anonymous users receive limited lightweight analysis in /chat. Upgrade timing, effective dates, and refund constraints follow the checkout rules shown at purchase time.
Share links expose read-only snapshots, can be revoked or expired, and do not bypass membership access controls.
Users may request account deletion, which enters a 30-day cooling-off period before final removal is applied.